Our Approach

At Capital 8 Finance we pride ourselves on offering the most appropriate and cost-effective form of finance to meet our clients demands and requirements. Whether our client is a new start-up business, borrowing funds to expand or a property investor adding to an existing portfolio or simply someone looking to buy their first home, we treat all of our customers with the utmost respect and professionalism.

We do not charge upfront fees for our initial consultation and advice as this is given freely on a no obligation basis.

We understand and appreciate that each business is different and every client shall have their own unique situation and circumstances. So, whether our clients require finance to purchase and develop property, start-up a new venture, bridging finance to fund a short-term shortfall, additional funding to grow their business, asset and vehicle finance or even a mortgage, we will deliver a comprehensive suite of products and solutions to meet our clients’ needs.

Why Use a Specialist Finance Broker?

When your bank says ‘no’, a specialist broker says ‘let’s find a solution.’ Here’s why:

  • Whole of market access: I have relationships with a wide panel of lenders, not just high street banks
  • Specialist lenders: Access to challenger banks and alternative finance providers
  • Expert packaging: I know how to present your application to maximise approval chances
  • Time savings: I handle all the legwork – applications, documentation and negotiations
  • Honest advice: I’m independent and impartial – I’ll tell you what’s realistic

Capital 8 Finance is an independent specialist consultancy providing commercial and business finance support to SME clients throughout Scotland, England and Wales. Whether your business is well established or a new start we can support you with:

  • Asset Finance
  • Secured and Unsecured Business Loans
  • Commercial Mortgages
  • Invoice Finance
  • Stock and Trade Finance
  • Revolving Credit Facilities
  • Merchant Cash Advance

As a specialist broker, we also support property developers by sourcing finance for their developments and projects and assist landlords grow their property portfolios with:

  • Buy-to-let Mortgages
  • Specialist Mortgages
  • Bridging Finance
  • Property Development & Refurbishment Finance
  • Mezzanine Finance
  • Joint Venture (JV) Finance

But that’s not all, we also can help with your mortgage needs. We can help arrange mortgages for:

  • First Time Buyers
  • People Moving Home
  • Re-Mortgaging
  • Regulated Bridging Finance

At Capital 8 Finance we are genuinely independent, wholly impartial and we will offer straightforward honest advice, given freely and without obligation. We have access to the whole market including high street, challenger banks, specialist and alternative finance, which means that we are able to source a wide range of products from a wide selection of lenders.

When your own bank has failed to offer the support, you need to call us. We will quickly assess all the available options for you, and we will do everything possible to find a workable and affordable business solution.

Time and again we prove to our clients that we can secure funding where others fail and, in most cases, our advice will save you very significant amounts of money over the course of the loan. The majority of specialist lenders in the current marketplace will only accept qualified and packaged mortgage and loan proposals from specialist brokers such as ourselves.

An Unbeatable Level of Client Service and No Up-front Fees

We offer all our clients a true ‘one stop shop’ facility, our core competence is to provide our clients a fully managed and professional service to secure the most competitive funding offer available from the entire market.

Whatever your funding requirement may be, we offer you a free, impartial and totally confidential initial consultation and we will quickly assess the funding options available to you. We guarantee there are no ‘up front’ fees to pay until we have secured your Agreement in Principle for the required funding and work with you to progress your case through to completion.